7 Things You Need To Know About Pet Insurance
Updated: Aug. 06, 2019
Many pet owners consider their furry friend to be an integral part of the family. If you’re concerned about potential health care costs for your pet, pet insurance may be a good option for you. Here’s a breakdown of what you need to know before you make the purchase.
1. Accidents
No pet owner likes to think about it, but accidents can happen. For example, if your dog gets hit by a car, or your cat burns her paw on the kitchen stove, having pet insurance will help to cover the medical expenses.
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2. Illness
Just like humans, pets can be afflicted with illnesses such as diabetes or back problems. With a pet insurance plan, if your cat or dog develops a medical condition, the treatment costs will be covered.
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3. Tests and Medications
Pet insurance can also cover the expenses involved with any tests your pet requires such as X-rays, MRIs or CAT scans, as well as hospitalization costs and prescriptions.
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4. Dental Coverage
A dog or cat needs regular dental checkups in order to maintain good oral health. Depending on the type of pet insurance plan you choose, dental costs for your pet, such as annual teeth cleaning or treating infected gums, are included.
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5. The Right Coverage For You
The type of coverage you select will depend on the type of pet you have. For example, do you have an indoor cat or an outdoor one? Is your dog a new puppy or an aging pooch? You pet’s current state of health, as well as their physical traits are all things to keep in mind when trying to determine the appropriate type of coverage to get.
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6. The Fine Print
Some conditions pets become afflicted with may not be covered by certain insurance plans. It’s important to read the fine print so you are fully aware of what the insurance plan includes, as well as when you would have to pay out of your own pocket.
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7. Be Sure To Compare
As with any type of purchase, shopping around will help provide you with an overview of the different types of policies available. Search online for pet insurance policies offered by reputable companies and get quotes from a few of them so that you can see which one offers the most suitable coverage for your pet at a reasonable rate.
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